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When people talk about the "gifts that keep on giving," we think they're talking about these three winners!
"Ramsey Show" host and budgeting guru Dave Ramsey stopped by to share HIS top three Christmas gifts for the season.
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And you know what these have in common? They save their recipients cold hard CASH.
"When you're going to buy gifts, here's an idea: Buy a gift that actually saves the people money that you're giving it to," says Dave.
No one will be mad to receive a gift that does that!
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Here are Dave's three picks:
1. Bialetti Cold Brew Coffee Maker (Plus, Moka Express and Grinder)

If you have a friend or family member who gets coffee out every single day, you can save them a lot of money — about $80 a month, says Dave! — gifting them one of these!
Bonus: Hot, steaming caffeine without the barista line!
Bialetti Cold Brew Coffee Maker in Black, $30, Bialetti.com
2. Roku® Streaming Stick®+

Whether you want to access your favorite streaming service, rent a movie or binge a series, you can do it all with this baby!
"Plug it in — boom," says Dave. "You can find the movies easier, you get better deals on the movies [and] deals on the shows."
Rach has one and says she loves it, too!
$69.99, Roku.com
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3. Ecobee4 Wi-Fi Thermostat

Rach is all about this one, too! "We have one of these, too — it is amazing," she says. "This saves you money, and your house is always exactly the temperature you want it by the time you get home."
After all, who doesn't love coming home to a comfy home?
$249, Ecobee.com